We Beat Banks
Engaging in a large home improvement project for new siding, a new roof, or new windows is not always exciting. Often, we are called to estimate a new job when something has gone wrong. When the derecho tore through Iowa, we saw dozens of damaged roofs and impacted siding. That’s what savings is for right? Well, sometimes the money in our savings account doesn’t cover the total cost of a window replacement project, or the tear down and installation of new siding.
We know not everyone can afford to replace these items out of pocket – most people would normally struggle to do so. Funding catastrophic events sometimes comes from places you wouldn’t prefer, like taking out a second mortgage on a home or dipping into a 401k. With Superior Siding and Window Systems you don’t have to take such a drastic measure.
Even if you have enough money to pay for a new roof in cash, you might prefer to save that money for a different rainy day. Or you might prefer to keep money safely tucked away in long term investments. Whatever your reason for seeking financing, we have options available for you.
We have lending partners that offer unsecured loans with no prepayment penalty. You don’t need to fear losing your house or your car and paying it off early is encouraged. We will walk you through the process and help get your project financed. Our financing partners can turn your big bill into low monthly payments similar to a cell phone bill. With financing, we can skip the panic and anxiety and go straight to selecting the color of your new shingles.
Our customers have recently come to us with stories about their difficulties getting loans. Once such customer reached out to her bank for a home equity loan, and was denied. The bank said they didn’t think her home was worth as much as it was assessed for, so they couldn’t offer her a home equity loan. But they did offer her a personal loan instead. The average rate of a home equity loan is just over 8.50% today. Her personal loan was 11%. This is a huge difference in the monthly payments you can expect, so it’s worth shopping around. Give us a call and we’ll do our best to beat the banks, and get your project underway as seamlessly as possible.